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Child Life Insurance

GerberLife Grow-up Plan





Child Life Insurance

Obtaining life insurance for your child is often the first investment in your child's future. It is often the most overlooked. That's why you want to make sure your choice is a sound one. When it comes to obtaining life insurance, the sooner the better. That's mainly because rates are most economical when you are young and healthy. You can buy life insurance for a child whey they are as young as 14 days old. That's right, just two weeks old. However, there are three things you should keep in mind if you want to get the most out of your investment.

First, look for policies that increase in value. This typically occurs at age 18 when your youngster legally turns into an adult. There are insurance plans that double the benefit without any increase in premiums. For example, a $20,000 policy becomes a $40,000 policy at the same low monthly premium. Next, only consider plans that build cash value. Policies that build cash value make it possible for the insured to borrow against the policy or even to turn in the policy for the cash value when they become an adult. Let's say your child graduated from college and got a great job that provides a life insurance policy. The cash value of the child life policy can be used as a down payment for their first home. Finally, you want to make sure the coverage doesn't increase the payments every year. Policies that allow you to "lock-in" low early life rates are the best plans to select.

Often times though, most parents today don't realize how affordable a child life insurance policy can be. In fact, it is one of the most valuable and affordable investments that will last a lifetime. Don't miss out on this truly once in a lifetime opportunity.

Give the gift that lasts a lifetime. Get a quote for Child Whole Life Insurance Plans with Gerber Life and get a FREE child safety kit.

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