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Student Car Insurance Quotes - Getting Car Insurance for Young Drivers
Trying to get affordable auto insurance quotes for young drivers may seem like a somewhat futile exercise. In fact, depending upon your age and where you live the auto insurance costs can be as much as or even more than the price of a car.
Younger drivers with little to no driving experience start out at the upper end of the insurance rate spectrum. The good news is that as drivers get older and have more experience under their belt the rate slowly comes down each year with a good driving record.
Common Insurance Discounts for Young Drivers
- Drivers that are under 26 and still live at home can often get a lower rate when added to their parent’s auto policy.
- If you are still in college, it pays to maintain a high grade point average. The required GPA for discounts varies by carrier, but usually a 3.0 and higher is sufficient.
- Taking a drivers education course will also yield a nice discount on your insurance policy. Plus, you may even pick up some safe driving habits that will help you maintain a clean driving record and save money on auto insurance.